Material Relationships Disclosure

Last updated: May 18, 2026

This site is operated by Automated Business Systems LLC ("ABS"), an Illinois limited liability company. Recommendations on this site may involve affiliate relationships — third-party tracking links that pay ABS a commission when readers sign up. This page explains how that works so you can decide for yourself what to trust.

Affiliate relationships

ABS participates in affiliate marketing programs. Through these, ABS may earn referral commissions when readers sign up through tracked links on this site. An affiliate link is a tracked URL that tells a company "this customer came from Kareem's site." If the customer signs up or buys, the company pays ABS a referral commission. The price you pay is the same with or without the affiliate link — the retailer, not you, pays the commission.

How we choose what to write about

We pass on offers where the commission is high but the product is weak. Trust compounds. A single bad recommendation cancels twenty good ones.

Active affiliate relationships

ABS maintains affiliate relationships with multiple third-party programs. Where a specific product post is tied to an active affiliate relationship, the post will say so at the top in plain English. If a post has no disclosure banner, no affiliate commission applies to that post.

FTC compliance

This disclosure is published under the Federal Trade Commission's Endorsement Guides (16 CFR Part 255) and the FTC's Guides Concerning the Use of Endorsements and Testimonials in Advertising. The standard is simple: tell readers about material connections that could affect how they read a recommendation. That is what this page does.

Questions or corrections

If you find something on this site that looks inaccurate, incomplete, or in conflict with this disclosure, write to kareem@kareemhenderson.com. Corrections get made fast.


Automated Business Systems LLC — Illinois. Operator: Kareem D. Henderson.